Dua for Assistance in Settling Debts – 2

When one is in debt, one should recite the following dua:

اللّٰهُمَّ فَارِجَ الهَمِّ كَاشِفَ الغَمِّ مُجِيْبَ دَعْوَةِ المضْطَرِّينَ، رَحْمٰنَ الدُّنْيَا وَالآخِرَةِ ورَحِيمَهُمَا، أَنْتَ تَرْحَمُنِي، فَارْحَمْنِي بِرَحْمَةٍ تُغْنِيْنِيْ بِها عَنْ رَحْمَةِ مَنْ سِوَاكْ

O Allah, the Reliever of sorrow, the Remover of grief, the One who answers the call of those who are in distress, the Most merciful in the heavens and the earth and the Most gracious in both (the heavens and the earth). You are (continuously) showering Your mercy upon me, thus shower upon me such (great) mercy through which You will make me independent of the mercy of anyone else besides You.

عن عائشة، رضي الله عنها قالت: دخل علي أبو بكر، فقال: هل سمعت من رسول الله صلى الله عليه وسلم دعاء علمنيه؟ قلت: ما هو؟ قال: كان عيسى ابن مريم يعلمه أصحابه قال: لو كان على أحدكم جبل ذهب دينا، فدعا الله بذلك لقضاه الله عنه: اللهم فارج الهم، كاشف الغم، مجيب دعوة المضطرين، رحمن الدنيا والآخرة ورحيمهما، أنت ترحمني، فارحمني برحمة تغنيني بها عن رحمة من سواك. قال أبو بكر الصديق رضي الله عنه: وكانت علي بقية من الدين، وكنت للدين كارها، فكنت أدعو بذلك، فأتاني الله بفائدة فقضاه الله عني، قالت عائشة: كان لأسماء بنت عميس علي دينار وثلاثة دراهم فكانت تدخل علي فأستحيي أن أنظر في وجهها لأني لا أجد ما أقضيها، فكنت أدعو بذلك فما لبثت إلا يسيرا حتى رزقني الله رزقا ما هو بصدقة تصدق بها علي، ولا ميراث ورثته فقضاه الله عني، وقسمت في أهلي قسما حسنا، وحليت ابنة عبد الرحمن بثلاث أواق ورق وفضل لنا فضل حسن. قد احتج البخاري بعبد الله بن عمر النميري، وهذا حديث صحيح غير أنهما لم يحتجا بالحكم بن عبد الله الأيلي (المستدرك على الصحيحين للحاكم، الرقم: 1898)

Hazrat Aaishah (radhiyallahu ‘anha) reports that on one occasion Hazrat Abu Bakr (radhiyallahu ‘anhu) came to her and asked, “Did you hear the dua that Rasulullah (sallallahu ‘alaihi wasallam) had taught me?” When she asked regarding the dua, Hazrat Abu Bakr (radhiyallahu ‘anhu) replied, “(Rasulullah [sallallahu ‘alaihi wasallam] taught me the very same dua which) Hazrat Isa (‘alaihis salaam) would teach to his companions and would say to them, ‘If anyone of you has a mountain of gold in debt, and he makes this dua to Allah Ta‘ala to settle his debts, Allah Ta‘ala will definitely settle his debts for him.’”

اللّٰهُمَّ فَارِجَ الهَمِّ كَاشِفَ الغَمِّ مُجِيْبَ دَعْوَةِ المضْطَرِّين، رَحْمٰنَ الدُنيا وَالآخِرَة ورَحيمَهُما، أَنْتَ تَرْحَمُنِي، فَارْحَمْنِي بِرَحْمَةٍ تُغْنِيْنِيْ بِها عَنْ رَحْمَةِ مَنْ سِوَاكْ

Hazrat Abu Bakr (radhiyallahu ‘anhu) said, “I had owed someone money and (after paying him a portion), I still had a portion of the debt remaining upon me which I needed to settle. I disliked being in debt and thus began making dua to Allah Ta‘ala to settle my debt for me. I recited this dua and begged Allah Ta‘ala. Allah Ta‘ala blessed me with wealth through which Allah Ta‘ala settled the debt for me.”

Hazrat Aaishah (radhiyallahu ‘anha) said, “I also had a debt of one dinaar and three dirhams which I owed to Hazrat Asmaa bint Umays (radhiyallahu ‘anha). Thus, whenever she would enter my home to visit me, I would feel shy to look at her on her face as I did not possess any wealth to pay off her debt. I then began making this very same dua to Allah Ta‘ala to settle my debt, and it was not long thereafter that Allah Ta‘ala blessed me with abundant wealth and sustenance – which was not sadaqah that was given to me – nor was it inheritance which I inherited. Thus, Allah Ta‘ala settled my debts on my behalf (with this wealth), and after settling the debt I still possessed much wealth which I then distributed among my family generously, and I gave my niece (the daughter of my brother Abdur Rahmaan) three ooqiyah silver (i.e. 120 dirhams) as jewellery, and after all this, I still had a substantial amount remaining for myself.”