Duaa in order to Settle one’s Debts and Remove Grief

One should recite the following Duaa in the morning and evening in order to settle one’s debts and remove grief:

اللَّهُمَّ إِنِّى أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحُزْنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

O Allah, I seek Your protection from mental stress and worry (in regard to future events) and grief (in regard to past events); and I seek Your protection from inability and laziness (in carrying out good deeds and enduring at the time of trials and tribulations); and I seek Your protection from cowardice (i.e. fearing the enemy and turning away from the battlefield, or not being able to fulfill the command of Allah Ta’ala in enjoining good and forbidding evil, or not having the heart to accept the decree of Allah Ta’ala in one’s sustenance and other affairs)  and miserliness (i.e. in fulfilling the rights of Allah Ta’ala in one’s wealth e.g. zakaat and not fulfilling the rights of the creation); and I seek Your protection from overwhelming debts and from the oppression of people

عن أبى سعيد الخدرى قال دخل رسول الله صلى الله عليه وسلم ذات يوم المسجد فإذا هو برجل من الأنصار يقال له أبو أمامة فقال يا أبا أمامة ما لى أراك جالسا فى المسجد فى غير وقت الصلاة. قال هموم لزمتنى وديون يا رسول الله. قال أفلا أعلمك كلاما إذا أنت قلته أذهب الله عز وجل همك وقضى عنك دينك. قال قلت بلى يا رسول الله. قال قل إذا أصبحت وإذا أمسيت اللهم إنى أعوذ بك من الهم والحزن وأعوذ بك من العجز والكسل وأعوذ بك من الجبن والبخل وأعوذ بك من غلبة الدين وقهر الرجال. قال ففعلت ذلك فأذهب الله عز وجل همى وقضى عنى دينى. (ابو داود رقم 1557)

Hadhrat Abu Saeed Khudri (Radhiallahu Anhu) reports that on one occasion Rasulullah (Sallallahu Alaihi Wasallam) entered the Musjid, and he found an Ansaari Sahaabi named Hadhrat Abu Umaamah (Radhiallahu Anhu) present. Rasulullah (Sallallahu Alaihi Wasallam) said: O Abu Umaamah, what is the reason that I see you seated here in the Musjid, whereas it is not the time of salaah?” Hadhrat Abu Umaamah (Radhiallahu Anhu) replied: “O Rasulullah (Sallallahu Alaihi Wasallam), I am overwhelmed with grief and debts.” Rasulullah (Sallallahu Alaihi Wasallam) replied: “Should I not teach you such a duaa, which through reciting it, Allah Ta’ala will remove your grief and will settle your debts?” Hadhrat Abu Umaamah (Radhiallahu Anhu) replied: “Certainly do teach me O Rasulullah (Sallallahu Alaihi Wasallam). Rasulullah (Sallallahu Alaihi Wasallam) replied: “Recite the following duaa in the morning and evening:

اللَّهُمَّ إِنِّى أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

Hadhrat Abu Umaamah further says: “I practiced upon this mubaarak duaa of Rasulullah (Sallallahu Alaihi Wasallam) and Allah Ta’ala had relieved me of my worries and Allah Ta’ala had made it possible for my debts to be settled.”