Hazrat Shaikh Moulana Muhammad Zakariyya (rahmatullahi ‘alaih) writes:
According to Shariah, it is not forbidden for one to derive pleasure from the permissible things of the world, nor is it impermissible for one to accumulate wealth and keep it in one’s possession. However, it should be borne in mind that the abundance of wealth and luxuries creates a strong affinity and bond for wealth within one’s heart, to such an extent that it becomes difficult for one to live without it. As a result, in order to acquire the wealth to fulfil one’s desires, one has to occupy himself in searching for additional means to increase one’s livelihood and income. Often, in the passion of wealth one adopts a compromising attitude in his Deen and becomes a victim of sin. (Fazaail-e-Sadaqaat [urdu], Part 2 – pg. 486)