Today’s fitnah is that everything must look Islamic, irrespective of whether it is really Islamic or not. We have changed the names of interest to ‘penalty on deferred payment’. We speak about gambling being haraam, but then there is no difference between it and the so called ‘halaal’ insurance that we find nowadays.
Let us confess our wrong, instead of justifying our wrongs. If we confess, then one day we will get the taufeeq and ability of leaving out the wrong. This is the outstanding aspect of ‘Sayyidul Istighfaar’. A person says “aboo’u laka”. You are confessing your wrong and this is what Allah Ta‘ala loves.